Insurance Sponsored Membership

The Y is proud to work with several insurance programs that offer discounts, reimbursements or even free memberships to their subscribers to support you on your journey to become healthier.

It is highly recommended that you contact the number on your insurance card to see what specific benefits your insurance program offers.


  • Renew Active
    With Renew Active you can access the Y with NO MEMBERSHIP COST TO YOU! To see if you are eligible or to learn more, visit or call the Customer Service number on the back of your UHC member ID card.
  • Silver & Fit
  • Silver Sneakers (Watertown Branch Only)

Insurance Reimbursement

The YMCA at Pabst Farms works with the following insurance carriers to provide you membership to the Y:

  • Blue Cross & Blue Shield of MN
  • go365
  • United Health Care

Individual plans may vary; please check with your insurance provider to see if your plan covers a Y membership.